Christmas time during a tight economy means you have to get creative to keep your family engaged. You can do it if you try.
There are many reasons for this blog. We are living in difficult times. Many people are losing their jobs. Houses that have traditionally been a major portion of a person’s net worth are decreasing in value. Banks are failing and the stock market is plunging. If there were ever uncertain economic times, we’re in them.
So [...]


